When I ask people if they have ever considered any other investment vehicle, most aren’t aware of alternatives. Even if they are aware of them, most people think that traditional investment strategies are the only ones that are safe. I’ve already explained that traditional investment tools aren’t safe. Even if safety wasn’t an issue, there is another reason I don’t like those tools. I can’t control the investment results.

Wealthy individuals often use creative financial strategies to accomplish goals. When these strategies cross legal boundaries, the media has a field day discussing the morality of creative financial strategies and their danger to investors. However, many of the common, everyday “legal” strategies are just as creative as the illegal ones and, in my opinion, just as dangerous.

Zig Zigler said, “You can always get what you want in life if you’re willing to help enough other people get what they want.”

“Matt, the way I stay motivated to make money is simple. I run up huge amounts of debt and then, I figure out how to pay it.”

I thought my client was kidding the first time he told me this. However, after doing his accounting for several years, I discovered that was his philosophy and he was good at it. He repeatedly ran up tens of thousands of dollars of debt and then, made the money to pay it.

As I wrote in my last post, we first learned about good debt (debt that makes money) in the late 1990s. We used it to acquire businesses, real estate, and other assets. We amassed seven digits in debt.

On the surface, this may appear foolish. However, because of that debt, we increased our income one thousand percent.

After ten years, a dozen real estate investments, two business failures, and three business successes, we had one million dollars of good debt, along with 1.25 million dollars of assets.

The seven-digit debt was intimidating, especially when we considered that part of it was the result of two failed businesses.

In this series of posts, I’m writing about how to respond to obvious changes taking place in our society. Responding to change requires change. It is impossible for you to respond favorably to the multitude of changes taking place in our culture unless you are willing to change.

My life is a series of changes.

When I started doing taxes, I did it because I had to fill out my parents tax returns to turn them in so I could get financial aid and go to college.

In this series of posts, I’m writing about obvious changes taking place in our society. These changes may be depressing to some readers. However, I believe these changes provide the greatest opportunity of modern civilization.

Napoleon Hill, author of Think and Grow Rich says that “Every adversity, every failure, every heartache carries with it the seed on an equal or greater benefit.”

I agree completely. I’ve built my life on the thought that every time I see failure, it is a clue to search for the opportunity within it. I can always find it.

In my last post, I suggested a solution for the current issues facing our society. Today, I continue those thoughts.

Solutions to any problem require change. If we keep doing what we’re doing, we’ll keep experience what we’re experiencing. There are changes needed for our current situation.

These changes include the idea that current government and religious structures are no longer necessary. These institutions no longer serve our society. They no longer work. In fact, they never worked as intended and they are now broken beyond repair.

In previous posts, I described some of the problems facing American federal, state, and local governments including a shortage of cash and the conflict over how to enforce the United States border. These problems are not unique. They are not limited to the United States. Careful observation shows that most governments have financial and enforcement problems.

As promised, in today’s post, I provide a radical, relevant, and real solution.